South Africa
Personal
Business
Wealth

Need help?

Personal Accident Plan

PER Insurance Personal Accident Plan Product Detail

Get personal accident cover and give your family the financial security of a lump-sum payout in the event of accidental death or permanent disability.

 

 

 

Some of the benefits

Global cover

You're covered worldwide 24/7 even when you go on holiday

No medical

Acceptance is guaranteed, and there’s no need for a medical exam

For the whole family

Cover yourself, your family members and domestic employees

Cover options

Choose from different cover amounts. Get R100 000 from just R40 per month

Global cover

You're covered worldwide 24/7 even when you go on holiday

No medical

Acceptance is guaranteed, and there’s no need for a medical exam

For the whole family

Cover yourself, your family members and domestic employees

Cover options

Choose from different cover amounts. Get R100 000 from just R40 per month
What’s covered
  • Permanent disability up to R1.5 million
  • Accidental death up to R1.5 million
  • Domestic employee cover of up to R30 000

See our underwriters

Standard Bank Insurance Brokers (Pty) Ltd (Reg. No. 1978/002640/07) is an authorised financial services provider (FSP 224) and part of the Standard Bank Group. Underwritten by Standard Insurance Limited (SIL), SIL is a registered short–term insurance company (Reg. No. 1993/007593/06)..
Exclusions

We do not cover death or permanent disability caused by an accident that happens while the insured person is involved directly or indirectly in any unlawful acts such as:

  • Existing physical problems, medical conditions or other sickness
  • Accidents that happened prior to your cover starting
  • Criminal or illegal acts such as driving without a driver’s license
  • Driving any vehicle while the alcohol content in their blood is over the legal limit
What it costs
  • Premiums depend on the amount of cover you choose
  • There’s a 31-day, no-obligation period to cancel your policy
  • Cover is available for you, your spouse(s)/partner(s), your children, or your whole family


*Other general and specific exclusions in this Personal Accident Insurance section apply to all these options.

What is a spouse or partner?
A spouse or partner is a husband, wife, legal partner or a long-term romantic partner whom you have lived with permanently and continuously in the same household for at least six months. Your spouse(s)/partner(s) must be named in the policy schedule. 

 

How to claim
  • Call us on 0860 123 999
  • Detailed information on submitting claims can be found in your policy documents
How to get it
  • What’s covered
  • Exclusions
  • What it costs
  • How to claim
  • How to get it
  • Permanent disability up to R1.5 million
  • Accidental death up to R1.5 million
  • Domestic employee cover of up to R30 000

See our underwriters

Standard Bank Insurance Brokers (Pty) Ltd (Reg. No. 1978/002640/07) is an authorised financial services provider (FSP 224) and part of the Standard Bank Group. Underwritten by Standard Insurance Limited (SIL), SIL is a registered short–term insurance company (Reg. No. 1993/007593/06)..

We do not cover death or permanent disability caused by an accident that happens while the insured person is involved directly or indirectly in any unlawful acts such as:

  • Existing physical problems, medical conditions or other sickness
  • Accidents that happened prior to your cover starting
  • Criminal or illegal acts such as driving without a driver’s license
  • Driving any vehicle while the alcohol content in their blood is over the legal limit
  • Premiums depend on the amount of cover you choose
  • There’s a 31-day, no-obligation period to cancel your policy
  • Cover is available for you, your spouse(s)/partner(s), your children, or your whole family


*Other general and specific exclusions in this Personal Accident Insurance section apply to all these options.

What is a spouse or partner?
A spouse or partner is a husband, wife, legal partner or a long-term romantic partner whom you have lived with permanently and continuously in the same household for at least six months. Your spouse(s)/partner(s) must be named in the policy schedule. 

 

  • Call us on 0860 123 999
  • Detailed information on submitting claims can be found in your policy documents
Learn more
Funeral insurance
Do You Need Funeral Insurance?
What you need to know about funeral cover

Funerals can be costly, and without the right funeral plan in place, you might leave your loved ones burdened with debt in the event of your death.

Insurance
Types of Life Insurance
Types of life insurance policies

Ensure that you are covered for all eventualities with the appropriate life cover. Learn more about the types of life insurance here.

Credit cards
What you need to know about credit card protection

Credit card protection is important to protect yourself and your loved ones so that in the event of your death, disability or retrenchment, the outstanding balance on your credit card is covered.

Vehicle Finance
Why car and asset loan protection matters

Whether it’s your first set of wheels or an upgrade to something new, buying a car or a motorbike is an exciting and often significant decision. While you might’ve planned your repayments carefully, life can be unpredictable, and unexpected events, such as job loss, illness or disability, could make it difficult to meet your loan obligations.

We also offer
PER Insurance Life Cover Product Detail
Life cover

Apply for the amount of cover you will need to keep your family financially sound if something happens to you.

PER Insurance Credit Card Protection Plan
Credit card protection plan

Take the stress out of using your credit card, knowing that what you owe is covered in the event of death, disability, dread disease or retrenchment.